Insurance and Fees

Insurance Clients (Using In-Network or Out of Network Benefits):

• If you are unsure of your insurance coverage, we would be happy to check your insurance benefits for you prior to your first appointment and send you an email with an estimate of your coverage and fees.
  • The easiest way for us to do so is if you send a picture of the front and back of your insurance card along with your birthday or fill out our insurance verification form.
    • You can also enter this information through your client portal.
      Insurance Verification Form

• We will directly bill your insurance company for you so there is no additional paperwork for you to complete.
• HSA/FSA/HRA cards are able to be used for payment along with all major credit cards.

Self-Pay/Uninsured Clients (Not Using Insurance or Do Not Have Insurance):

In compliance with the No Surprise Act, we will provide a Good Faith Estimate of costs for clients who are uninsured or those who choose not to use their insurance. For more information about Good Faith Estimates please click here

Insurance Plans Currently Accepted at DK Therapy:

• • • Aetna (including Aetna Student Health for Northwestern Unversity and Columbia College)
    • American Behavioral
    • Behavioral Health Systems
    • Blue Cross and Blue Shield PPO/BlueChoice PPO
    • Blue Cross and Blue Shield HMO (Advocate Partner Plans/BlueCare Direct)
    • Blue Cross and Blue Shield HMO (U of I Phsysician’s Group)
    • CampusCare (UIC Students/Staff)
    • Cigna
    • Cigna Allegiance–Rush Employees (Tier 2 Provider)
    • Coventry
    • Humana/Lifesync
    • Magellan Behavioral Health
    • Mental Health Network (MHNet)
    • Meritain
    • Oxford
    • Union Health Services
    • University of Illinois Health (UIHealth)
    • United Health Care/United Behavioral Health/Optum
    • United Medical Resources (UMR)
    • United Student Health Plans (Loyola University, University of Chicago)

EAPs (Employee Assistance Programs) Currently Accepted at DK Therapy:

In order for you to be able to utilize your EAP benefits, you must first call your EAP company and obtain an authorization for your sessions. View our blog post on EAPs as a no-cost option for clients to receive counseling.

• • • Aetna EAP
    • Alliance Work Partners EAP
    • AllOne Health EAP
    • American Behavioral EAP
    • Advantage Behavioral EAP
    • Anthem EAP
    • Business Health Services EAP
    • Carebridge EAP
    • Canopy EAP
    • Lifeworks EAP
    • Chestnut Global Partners EAP
    • Cigna EAP
    • Claremont EAP
    • Concern EAP
    • Corporate Counseling Associates EAP
    • CuraLinc EAP
    • Employee Resource Systems (ERS)
    • ESI EAP
    • LifeScope EAP
    • Lyra Health EAP
    • Magellan Behavioral Health EAP
    • McLaughlin Young (MYGroup) EAP
    • Metropolitan Family Services EAP
    • MINES and Associates EAP
    • Modern Health EAP
    • New Avenues EAP
    • Personal Assistance Services EAP
    • SandCreek EAP
    • Stuecker & Associates Inc. EAP
    • United Healthcare/Optum (Live and Work Well) EAP
    • Uprise Health EAP
    • WellSpring EAP

Self-Pay:

If you would prefer to self-pay rather than use insurance, that is always an option. Please inquire about this option prior to your first appointment.

**Please note that benefits are an agreement between you and your insurance company. We cannot guarantee any insurance coverage or reimbursement. If you have eligibility concerns or questions, you should contact your insurance provider directly.